| Q:
What version of the Excel or Quattro Pro or Microsoft Works/Spreadsheets
do I need?
A: The software is compatable with the 95, 97, 2000,
and more recent versions of Excel, Quattro Pro, and Works/Spreadsheets.
Q: What if I download
the software and it doesn't work on my computer?
A: You can do one of two things, go to www.microsoft.com
or www.corell.com and get a more recent version of Excel or
Quattro Pro (1995 or later), or you can email us for a refund.
However, most computers do come with some type of spreadsheet
program, usually Microsoft Works/Spreadsheets, and you can
get to the Works/Spreadsheets download from the original download
page.
Personal Finance Software
Questions
Q: What is the difference
between the Budgeter and the Expense Tracker?
A: The Budgeter is used to do a personal or family
budget and shows you the difference between your budget and
actual expenses. The Expense Tracker is used to just track
your expenses, so if you don't want to budget, you could use
this.
Q: Do I need both the
Budgeter and Expense Tracker to do my personal or family finances?
A: No, you only need one of the software packages.
However, many people like to order both in either the Combo
or Complete Packages because then they can see how both software
programs work and then choose the one that they like best.
Q: Will banks and other
institutions take this statement for the calculation of my
net worth?
A: The Personal Financial Statement was created from
bank forms and integrates the information that they and other
institutions would request if they were looking at your net
worth.
Q: What is the difference
between the this retirement calculator to others out there
on the Internet?
A: While other calculators just multiply your savings
by an average rate of return, this advanced software actually
simulates the real investment market each year until you retire.
Using statistical techniques, the software generates market
returns-some years' returns will be good, while in other years
the returns can be negative, just like real life.
Q: What if my computer
seems to get stuck calculating the cells?
A: Hit the escape key and it should stop. We suggest
that you open the Tools/Options menu, click the Calculation
tab, and select Automatic except tables. This will prevent
Excel from rerunning the simulation everytime you enter a
different cell.
Q: How do I run the
simulation?
A: Hit the F9 key on your computer. This will cause
Excel to begin simulating random returns over your working
life. It is necessary to hit F9 before continuing to ensure
all of the calculations have been made. Depending on the speed
of your computer, this process may take many minutes (it makes
up to 75,000 calculations!) Be patient; if the mouse pointer
is an hourglass or if the status bar in the lower left corner
says "Calculating Cells: 100%" it is still simulating.
If outrageous results are returned, like an expected value
in the billions or trillions when you really shouldn't have
that much, there was a random fluke in the simulation and
you need to rerun it by pressing F9 again.
Q: How did you come
up with the returns rates?
A: The rates of return corresponding to each asset
class are based on historical averages and can be seen on
the Returns Table tab.
Q: What is purpose
of the Loan Calculator?
A: The Loan Calculator can be used to view different
options in calculating a loan. For example, if you have a
mortgage on your home and you'd like to see how much interest
you would save if you paid an extra $100 of principal to your
loan each month. This calculator tells you those types of
things.
Q: Can the Loan Calculator
be used for loans other than home mortgages?
A: Yes, the Loan Calculator can be used for all types
of loans from home mortgages to car loans, to business loans.
General Spreadsheet Questions
Q: How do I customize
the categories to fix my own needs?
A: You can just type in any categories that you would
like, but any time you change categories, you'd have to change
them on each tab, which can be a difficult and time consuming
project. We've designed the software to meet the needs of
a broad range of individuals and families, but if you want
different categories, you can change them yourself, but if
it messes up your spreadsheet, we are not responsible for
fixing it. We will email you a new one, but are not customizing
them for people.
Q: What do I do if
I'm having difficulty with the software?
A: When you open the software, you can click on the
Intro tab that gives instructions, tips, and explanations
for each category. The answer you are looking for may be there,
and if it's not, you can email us
to ask any questions.
Q: If I try to print
the spreadsheet and it doesn't come out on my page right?
A: The software sheets have been set up to print on
one page per month. If you'd like the print to be larger,
then click on "File" then "Page setup".
Then click on the buttom "Adjust to..." so that
the "Fit to page" buttom is not selected. Then you
can adjust it to print larger if you'd like. You can also
change around the margins in this area so that the data will
fit better on your pages. To do this, click on the Margins
tab to change them. You can preview what it would look like
if you click File. Then click Print Preview. If it looks the
way you want, click Print. If the clarity of the printed page
isn’t very good (especially in the gray cells), you should
print it in a higher quality version. You can do this by clicking
File, then Print, then Properties. And within that area, you
should be able to change around the settings for your printer
to make it come out clearer.
Q: What if I input
my information and there is a bunch of number signs (#######)
in the cell?
A: The cell width needs to be widened. It should do
this automatically, but if it doesn’t, then you can do
it manually by putting your mouse between the letters at the
top of the spreadsheet and moving the line out. For example,
if you want to make column B wider, then put your mouse on
the line between column B and C and move it to the right and
the number signs should become actual numbers and it should
be fixed.
LEARN
MORE ABOUT THE PERSONAL FINANCE SOFTWARE PACKAGE
- Learn
more about the main features in the OVERVIEW
section
- See
how the software works in the DEMO -
DETAILS section
- Check
out the FREE software that you get
with your purchase
- See
the GRAPHS & CHARTS that will
show your finances visually
- Read
what others are saying in the REVIEWS
section
- Any
questions? Check out our FAQ's
- Are
you convinced? BUY
NOW
|
the
ultimate personal
finance tools
